If you live in Manchester, you probably are aware of the number of motor vehicle collisions reported in the city each year. Connecticut has a fault-based system in place for helping victims. When someone causes the mishap, they are also accountable for all relevant expenses, including medical bills, suffered by others. If you are the victim in similar circumstances, you need to be careful about dealing with insurance companies. The first step is to hire a lawyer nearby who specializes in personal injury law. Here are some tips for your help.
The insurance company is not inclined to you
Always remember that the insurance carrier cares for their profits and nothing else. They don’t mind paying a low settlement if that serves their interests. Whether you are dealing with your insurer or the defendant’s insurance company, don’t trust their representatives to protect your rights.
Get organized
First and foremost, choose to report a traffic collision as soon as it happens. If you are organized and in sync with the laws, you have less to worry about. The insurance company will investigate things further, but you need someone who can probe the accident for you. That’s where an attorney can help, and the sooner you seek legal assistance, the better your chances are. Let an attorney find and prepare the evidence that will help prove liability.
Don’t give a recorded statement
Claims adjusters try their best to get recorded statements from claimants, but don’t let that intimidate you. You are not obligated to say anything right away. Yes, you should share basic details when you inform the carrier but talk to a car accident lawyer before you decide to make the next move. The statement can be used against you, even when you didn’t mean certain things. Also, keep information away from your social media handles, as the insurance team will look for such details.
Don’t accept the first offer
You are entitled to recovering economic and intangible damages. The example of the latter could be pain and suffering, and emotional distress. The insurance company will never make an inflated offer. Also, the settlement should cover medical bills, lost wages, and vehicle damage bills. Talk to your lawyer before you negotiate. In fact, your auto accident attorney is responsible for communicating with the insurance adjuster.
Once your attorney is working on the claim, you have less to worry about. Find a lawyer now!