If you’re involved in a car accident or other mishap, chances are high that an insurance company will file a case against you, as the injured would want compensation for personal and property damages. This includes medical expenses, bill replacement, and repair costs.
Generally, these claims are managed by an insurance company. If the injured person files a lawsuit, you might need a Rutland personal injury lawyer to navigate the insurance claim process. Keep reading if you want to know if a car accident claim case is filed against you.
This article highlights what happens when someone files an accident claim against you and more. So, without any further ado, let’s dive in!
What Happens When Someone Files a Car Accident Claim Against You?
When someone files a car accident claim against you, they are putting an allegation against you for the accident and looking for compensation for the damages caused. Here are some things that happen after someone files a claim against you.
- The injured party or their personal injury lawyer will notify you or your insurance company about the claim.
- An investigation will begin to collect all evidence from the accident site.
How Do I Know Someone Filed a Claim Against My Insurance?
This is one of the most frequently asked questions that arises after an accident. During an accident, exchanging information and insurance details is legally compulsory. If the other party has filed a claim against your insurance, their insurance company will notify you.
If no information was exchanged after the accident, the other party can still get your insurance details from the state division of motor vehicle registration and file a claim.
How to Dispute an Insurance Claim Against You
1. Gather Evidences
Gather all available evidence that supports your statements. These include videos and photographs of the accident, medical reports, damaged vehicles, police reports, witness statements, and more.
2. Contact Your Insurance Company
As soon as you know about the claim, inform your insurance company. Provide them with all required information and details about the accident, like date and location, parties involved, claimant’s information, and others.
3. Hire a Injury injury lawyer.
Hiring a personal injury lawyer is the best decision you can make while facing a lawsuit, as these are experienced professionals who can protect your rights and interests and provide complete guidance while moving forward.
When you have an accident, chances are high that someone will file a car accident claim against you. Ensure you hire a personal injury lawyer to help you escape this situation.